Liability Insurance for Athletic Trainers

Your athletes and patients depend on you, but who’s got your back?

That’s where Athletic Trainer Insurance Plus comes in. We make insurance easy – apply and get covered in five minutes or less.

What We Cover

This coverage wasn’t designed with a one-size-fits-all approach for any and all professionals—our unique insurance is crafted specifically for your profession to help safeguard against the specifics of your industry.

Professional & General Liability Insurance

$1 Million Per Occurrence

$3 Million Per Year

Good Samaritan Coverage

Up to $25,000

First Aid Coverage

Up to $10,000

License Protection Coverage

Up to $25,000

Deposition Expense Coverage

Up to $10,000

Loss of Earnings Coverage

Up to $10,000

Assault on You Coverage

Up to $25,000

The coverage you need, the peace of mind you desire

You already know the reward of your job is working through injuries and ailments with talented athletes, patients, and players. But you also know that’s where the risk lies, too. Don’t wait for the unexpected—invest in liability insurance that gives you the confidence and assurance you need so you can continue to inspire and heal the people who rely on you.

Why You Need Insurance

In a highly specialized field like yours, it’s often assumed that because of the hours spent chasing exhaustive licensing, the immersive experience required, and the professional code of conduct, the need for professional liability insurance is unnecessary. In a perfect world, this would be the case—but we don’t live in a perfect world.

Premium, Members-Only Benefits

Our policy doesn’t just protect you when the going gets rough—it also rewards your hard work and dedicated career with exclusive, member-only benefits for your work life and beyond.

Frequently Asked Questions 

What is liability insurance for athletic trainers?

Liability insurance is your shield against financial responsibility of a potential loss. Athletic trainers face unique risks – from the inherent physical risks of sports to secondary injuries happening mid-recovery, you need protection that’s tailored to your specific needs. This type of insurance covers you, your career, your finances, your reputation, and your future from claims, allegations, and potential litigation.

What’s the difference between occurrence-form coverage and claims-made coverage?

An occurrence-form policy covers any claims made after your policy has expired, as long as the incident in question took place while your policy was active. Claims-made coverage only covers you for claims filed while you were insured. If a claim is made after your policy expired, this type of coverage won’t protect you – even if the incident happened while you were covered. Athletic Trainer Insurance Plus is proud to offer occurrence-form coverage to all of our members!

Do athletic trainers need liability insurance?

You absolutely do! Most states require athletic trainers to be insured. Even if your state doesn’t have a mandate, you need to protect yourself. You wouldn’t drive a car without insurance; why would you risk training athletes without a safety net? Beyond covering your career in case of injuries, liability insurance provides peace of mind and shows your clients that you take training seriously. Let ATIP handle it, so you can focus on doing what you do best.

What kinds of insurance do athletic trainers use?

Athletic trainer insurance is a complicated field, but you can generally break down liability coverage into three main categories: professional liability, general liability, and product liability. Professional liability insurance covers you on the job for claims like exercise-related injuries, equipment failures and more. General liability insurance covers damages and injuries not directly caused by you but are still related to you – for example, a client tripping while on the stairs in your building. Lastly, product liability insurance covers negative or adverse reactions that your patients or clients have as a result of a product you used.

What Our Customers Say

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Very simple to sign up and the first insurance for fitness that gives you an opportunity to indicate other disciplines that you may teach/instruct.
April

Let's Get You Insured

You deserve coverage that has your back no matter what happens, and the time to get that coverage is now!  Don’t delay your insurance any longer, reach out to us today for the peace of mind, surety, and coverage you need to do your job exceptionally.