Athletic Trainer Insurance Plus

Your athletes and patients look to you for guidance to help them build their season, careers, and professions because they trust you’ll invest your best into them—so ask yourself, are you investing the best in yourself, too? A unique profession like yours requires unique liability insurance that specifically covers your one-of-a-kind needs within your professional field—that’s where we come in.

What We Cover

This coverage wasn’t designed with a one-size-fits-all approach for any and all professionals—our unique insurance is crafted specifically for your profession to help safeguard against the specifics of your industry.

Professional & General Liability Insurance

$1 Million Per Occurrence

$3 Million Per Year

First Aid Coverage

Up to $10,000

License Protection Coverage

Up to $25,000

Good Samaritan Coverage

Up to $25,000

Loss of Earnings Coverage

Up to $10,000

Assault on You Coverage

Up to $25,000

Rental Damage Insurance

Up to $100,000

Deposition Expense Coverage

Up to $10,000

Product Coverage

Up to $1,000,000

The coverage you need, the peace of mind you desire

You already know the reward of your job lies within working through injuries and ailments with talented athletes, patients, and players. But you also know that’s precisely where the risk lies, too. Don’t wait for the unexpected—invest in liability insurance that gives you the confidence and assurance you need so you can continue to inspire and heal the patients, players, and athletes who rely on you.

Why You Need Insurance

In a highly specialized field like yours, it’s often assumed that because of the hours spent chasing exhaustive licensing, the immersive experience required, and the professional code of conduct, the need for professional liability insurance is unnecessary. In a perfect world, this would be the case—but we don’t live in a perfect world.

Premium, Member-Only Benefits

Our policy doesn’t just protect you when the going gets rough—it also rewards your hard work and dedicated career with exclusive, member-only benefits for your work life and beyond.

Frequently Asked Questions 

What is liability insurance?

Liability insurance is a type of risk management coverage that the insured (that’s you!) invests in to be protected and relieved of the financial responsibility of a potential loss. Think about liability insurance like it’s a safety net that’s got you covered should something—no matter how unpredictable or unlikely—go wrong. This type of insurance will protect you, your career, your finances, your reputation, and your future from claims, allegations, and potential litigation.

What’s the difference between occurrence-form coverage and claims-made coverage?

In our opinion, not all policies are created equally, and a lot of that has to do with the type of coverage you have. An occurrence-form policy offers you coverage for any claim made after your policy has expired as long as the incident in question took place while your policy was active. Claims-made coverage is a type of policy that only covers you for the claims filed within the policy term—in other words, if something happened while you were paying for your policy but wasn’t filed until after your policy expires, claims-made coverage will not protect you. That’s why we’re proud to offer occurrence-form coverage to all of our members!

Should I invest in an individual aggregate coverage or a shared aggregate coverage?

Individual aggregate coverage means that you—and you alone—are covered by your individual policy limit, regardless of claims made by other members who have a similar policy. Shared aggregate coverage means that you share a policy limit with other members who share the same master program. That means if a claim is paid out for other members, you could be left with zero coverage when you need to have an insurer pay for a claim that was filed against you. We’re proud to offer individual aggregate coverage for our members so they can count on being covered every time—no matter what.

Why do I need liability insurance?

There are a lot of reasons you should invest in liability insurance, but ultimately, this kind of coverage will put your interests first (not your employer’s), will safeguard your finances, will protect you against the unlikely, the improbable, and the unplanned, shows your clients that you’re prepared and professional, and can give you the peace of mind you need to do your job exceptionally.

Is there more than one type of liability insurance?

There are many different types of liability insurance, but the main three include professional liability, general liability, and product liability. Professional liability will provide protection when a client, patient, or customer deals with (or claims to deal with) injury, damage, or negligence that happened during or as a result of your service.  General liability insurance covers damages and injuries that weren’t directly caused by you but happened in relation to you (this is often called slip-and-fall coverage). Product liability insurance covers negative or adverse reactions that your patients or clients have as a result of a product you used.

What Our Customers Say

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Very simple to sign up and the first insurance for fitness that gives you an opportunity to indicate other disciplines that you may teach/instruct.
April

Let's Get You Insured

You deserve coverage that has your back no matter what happens, and the time to get that coverage is now!  Don’t delay your insurance any longer, reach out to us today for the peace of mind, surety, and coverage you need to do your job exceptionally.