The Athletic Trainer Insurance You Want for the Protection You Need
You already know the reward of your job lies within working through injuries and ailments with talented athletes, patients, and players. But you also know that’s precisely where the risk lies, too. A unique profession like yours requires unique liability insurance that specifically covers your one-of-a-kind needs within your professional field—that’s where we come in.
Assurance You Need
Our insurance is crafted to ensure your financial security, reputation, and career are cushioned against allegations, court costs, license issues, lost wages, and more in order to grant you the peace of mind you need to heal and treat patients with confidence.
Uniquely Created for Athletic Trainers
From improper athletic assessments to unsafe patient environments to allegations of failure to monitor, our liability insurance was created to uniquely serve and protect athletic trainers for their unique careers—no general-purpose policies here.
Your Interests First, Always
Perhaps your employer’s malpractice insurance fractionally covers you—but will their umbrella of insurance protect you when the storm allegations and claims rain down? Our insurance is dedicated solely to your career & provides the specific, personal coverage you need to put your first.
A Policy for Every Type of Career
Each policy option includes $3 million in annual Professional & General Liability Insurance ($1 million per occurrence) plus additional benefits:
- Product Coverage: $1 Million
- Rental Damage Insurance: $100,000
- First Aid Coverage: $10,000
- Good Samaritan Coverage: $25,000
- Deposition Expense Coverage: $10,000
- Loss of Earnings Coverage: $10,000
- Assault on You Coverage: $25,000
- License Protection Coverage: $25,000
- Plus member-only discounts and access to Insurance Marketplace with options for ACA-qualified health, dental, and telehealth coverage!
Full-Time Self-Employed Professional
- For those running their own Athletic Trainer practice. Get instant coverage and instant certification for only $699 / year or as low as $65 / month.
Full-Time Employed Professional
- For those employed, full-time, as an Athletic Trainer. Get instant coverage and instant certification for only $199 / year or as low as $19 / month.
Part-Time Self-Employed Professional
- For trainers working less than 25 hours per week. Get instant coverage and instant certification for only $349 / year or $32 / month.
- For students pursing a career as an Athletic Trainer. Get instant coverage and instant certification for only $69 / year.
Part-Time Employed Professional
- For employed trainers working less than 25 hours per week. Get instant coverage and instant certification for only $99 / year or as low as $10 / month.
- Access our exclusive Insurance Marketplace with options for ACA-qualified health, dental, and telehealth coverage. Plus unlock member-only discounts on everything from car rentals to office supplies!
What We Cover
This coverage wasn’t designed with a one-size-fits-all approach for any and all professionals—our unique insurance is crafted specifically for your profession to help safeguard against the specifics of your industry.
Professional Liability Insurance
$1 Million Per Occurrence
$3 Million Per Year
General Liability Coverage
$2 Million Per Occurrence
$3 Million Per Year
Identity Protection Plan
Stolen Equipment Coverage
Up to $1,000 with a $250 Deductible
Rental Damage Insurance
$2 Million Per Occurrence, Per Year
Get Your Coverage Instantly
The best part? When you partner with us, you’ll receive coverage immediately upon purchase. Our instant certificate is delivered to your inbox upon checkout—no waiting, no delays, and no complications. We’re not just focused on making sure your coverage is all-inclusive and comprehensive, we’re also here to ensure that receiving that peace of mind coverage is easier than ever. When you partner with Athletic Trainer Insurance Plus, your coverage is taken care of in a snap—and your proof of certification is taken care of even quicker. Don’t delay your protection—check out how we stack up against the competition and invest in professional liability insurance today.
A Policy That Pays for Itself
Exclusive Benefits (Just for Members)
We’ve crafted a comprehensive coverage that puts your needs first, placing your interests at the forefront every time. Our program covers hundreds of healing practices, techniques, and industry standards to ensure that you’re in the right hands and provided with the peace of mind needed to do your job well—we even have exclusive, member-only benefits you won’t want to miss out on.
Rental Car Discounts & Deals
Receive up to 25% off Hertz Rental Cars with free access to a Hertz Gold Plus Rewards Account or up to 7% off on Thrifty Car Rental and Dollar Car Rental.
Access to Our Insurance Marketplace
Explore the unique benefits our members receive on our insurance marketplace—including ACA-qualified health insurance, short-term health, telehealth plans, and so much more!
Tech Discounts & Promotions
Partner with us and save up to 30% off the public web price of Lenovo’s entire line of PC products. But that’s not all, you’ll also receive free ground shipping on all web orders as well as monthly, limited-time special offers.
FREE, Professional Website
When you join our team, we offer you a FREE, customizable, professional website to help enhance your business and boost your marketing tools.
Shipping Partnership & Discounts
Take advantage of a unique partnership with UPS through special pricing with 50% off Air, 30% off Ground, and continued FREE UPS Smart Pickup Service.
Only the Best for the Best
Our athletic trainer liability insurance covers you the way you need it most—from general liability coverage that every professional should invest in, to career-specific coverage that speaks specifically to athletic trainers.
We know that the career you’ve built, the licensing you’ve worked hard for, and the hours you’ve dedicated to your craft are invaluable, which is why protecting your profession with liability insurance is more important than ever.
Your athletes and patients look to you for guidance to help them build their season, careers, and professions because they trust you’ll invest your best into them—so ask yourself, are you investing the best in yourself, too?
Don’t wait for the unexpected—invest in liability insurance that gives you the confidence and assurance you need so you can continue to inspire and heal the patients, players, and athletes who rely on you.
Flexible Payment Methods
Over the Phone
Give us a call today and we can bind a new policy for you and provide proof of coverage in minutes!
Our online application takes less than 3 minutes and you’ll have the certificate as proof of coverage in your inbox almost instantly.
We are proud to offer the flexibility provided by Paypal Credit to give all our members the ability spread their costs over up to 12 months.
Frequently Asked Questions
What is liability insurance?
Liability insurance is a type of risk management coverage that the insured (that’s you!) invests in to be protected and relieved of the financial responsibility of a potential loss. Think about liability insurance like it’s a safety net that’s got you covered should something—no matter how unpredictable or unlikely—go wrong. This type of insurance will protect you, your career, your finances, your reputation, and your future from claims, allegations, and potential litigation.
Is there more than one type of liability insurance?
There are many different types of liability insurance, but the main three include professional liability, general liability, and product liability. Professional liability will provide protection when a client, patient, or customer deals with (or claims to deal with) injury, damage, or negligence that happened during or as a result of your service. General liability insurance covers damages and injuries that weren’t directly caused by you but happened in relation to you (this is often called slip-and-fall coverage). Product liability insurance covers negative or adverse reactions that your patients or clients have as a result of a product you used.
Why do I need liability insurance?
There are a lot of reasons you should invest in liability insurance, but ultimately, this kind of coverage will put your interests first (not your employer’s), will safeguard your finances, will protect you against the unlikely, the improbable, and the unplanned, shows your clients that you’re prepared and professional, and can give you the peace of mind you need to do your job exceptionally.
Should I invest in an individual aggregate coverage or a shared aggregate coverage?
Individual aggregate coverage means that you—and you alone—are covered by your individual policy limit, regardless of claims made by other members who have a similar policy. Shared aggregate coverage means that you share a policy limit with other members who share the same master program. That means if a claim is paid out for other members, you could be left with zero coverage when you need to have an insurer pay for a claim that was filed against you. We’re proud to offer individual aggregate coverage for our members so they can count on being covered every time—no matter what.
What’s the difference between occurrence-form coverage and claims-made coverage?
In our opinion, not all policies are created equally, and a lot of that has to do with the type of coverage you have. An occurrence-form policy offers you coverage for any claim made after your policy has expired as long as the incident in question took place while your policy was active. Claims-made coverage is a type of policy that only covers you for the claims filed within the policy term—in other words, if something happened while you were paying for your policy but wasn’t filed until after your policy expires, claims-made coverage will not protect you. That’s why we’re proud to offer occurrence-form coverage to all of our members!
Have a question about how our coverage can work for you? Ask us here! We’ll get back to you with the policy answers you’re looking for.